Crop Insurance

Types of Crop Insurance

Crop-hail insurance 

Covers one incident in a concentrated location. Loss sometimes does not exceed the value of reserves. Usually contains a low or zero deductible. 

Multi-peril (MPCI)

Hail, excessive rain, drought, fire, and in some policies, blight or insect damage. This type of policy is federally regulated and must be purchased before the start of the growing season.

Crop revenue 

Calculates a single guarantee sum of the estimated value of yield. If the yield is smaller than the guaranteed sum, the policy pays indemnity. Protects the policyholder against drastic crop price changes. 

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